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How to Fix Your Bad Credit in Our Down Economy

on Thursday 10 December 2009

With the recent economic turmoil, almost everyone's account is taking the hit and finding it hard to keep their financial ratings high. In fact, this is probably the reason why people are unable to find good sponsors and have to end up in a lot of debt and resolve to desperate ways in order to get back on their feet again.


What is the optimal solution that is usually overlooked?

The solution in few words is called adverse credit mortgage. Using this option, you should have some hope and not give it up all together. This might probably be the solution that you have been looking out for and just might be the thing that you need to get back your life and rebuild your finances.


Well, but where should you apply for adverse credit mortgage?

There are some places that you can still consider where you can apply for bad credit finance and get counseled on good habits to practice in order to have a good financial score.


Here is a short list of the possible places where you can apply:

* Bank of America in the United States
* Banks that belong to industrial companies. E.g. Volkswagen Bank
* Online debt consolidators


Well, but why should you do this?

* The preconditions of these financial institutions are not that strict like others.
* It is relatively fast to get a decision from them.
* Getting denied from these institutions does not hurt your financial score that bad.


However, what are the top #2 myths about these institutions?

Myth #1: As they offer loans for semi-qualified people, they take high risk. For this, they charge you relatively high interest rates. So be careful not to end up having more debts than before.

Myth #2: Since most people are not completely sure about the different things that can affect their score, they eventually realize their folly but do not know how to go from there. Hence, you might want to avoid ending up in such a position.


So, how to overcome this situation?

Do not hurry and educate yourself quite fine before you start. Never rush after your happiness that you have been accepted there. Read first each line in the contract before you decide.

Additionally, you can even seek bad debt loans where you can get money regardless of your current financial rating and use it to help reclaim your finances and get it right his time around. It is nowadays hard to find but with some patience in the searching process, it should be possible to find something suitable for you.


What should you do then, if everything did not work out?

Also, it might be suitable to apply for personal loans for debt consolidation. If you can explain your situation accurately enough, there might be people willing to hear you out and help you with your situation.

In this manner, you can perhaps try and get financed despite your poor situation. There is also the option of personal credit mortgage that you can consider if everything else seems to be out of reach or not possible for some reasons. However, you should first try getting adverse credit mortgage.




READ MORE - How to Fix Your Bad Credit in Our Down Economy

How to Get a Low Interest Credit Card Without Breaking the Bank

If you are looking for low interest rate CC, you have quite a few options available. There are many banks and companies out there that offer various options and card types, and this makes it more difficult for you to find the best one that will suit mostly your needs. This is why it's important to know the basics, so you have an easier time wading through all that credit card information before you decide on one.


There are many credit card companies that offer an introductory low interest rate. Sometimes this low rate can be as low as 0% up to the first one year. Several banks offer these types of cards, including American Express, Chase, City and so on.


The problem comes when the introductory offer is over and you have to pay a Purchase APR interest rate. This basically is an Annual Percentage Rate which can be quite high. Depending on your credit score it can be low as well, down to 9%. If you have a good credit score you can even get cards with an APR as low as 5.5%, but you have to do some searching of your own to find them.


It is also important to know about the letters "V" and "F". "V" means variable, while "F" means fixed. If your card has a "V" on it, it means that the rates can change at any time, while "F" means that you have all the times the same rate. Obviously it is better if you have a credit card with an "F" on it rather than one with a "V", since your APR will stay at the same level as originally agreed.


How much credit and APR you will be able to get depends on your credit score greatly. There are however places that can give you credit cards with great APR and low interest rates if you only find some great deals which are out there. For example even if your credit score is rather poor, if you can show that you had steady income for the last couple of months, there are CC companies who will be forthcoming and help you with a deal that will be suitable to your income level.


Just make sure that you check out the small print as well, so you don't end up with some high APR that you won't be able to ever pay back.


This is why improving your credit score is crucial even before you apply for a new CC. Make sure that all your bills are paid on time and don't ever let them go to collections. Keep your credit card balances very low, even at zero if possible, and every year once check your credit score. If you have a high credit score, many doors will open to you, including getting low interest rates on car loans, or mortgages, on personal loans, and of course on credit cards.

READ MORE - How to Get a Low Interest Credit Card Without Breaking the Bank

Think of Your Credit As a Job

1. Personal Information

This is the easy part-name, social security number, etc. Give it a quick glance to make sure it is correct. If there is more than one spelling of your name, or any other inaccurate information, it is okay provided the correct information is there as well. That is because if someone submits inaccurate information, they leave it on your report in case they resubmit something with the same wrong information at a later date-it just makes it easier to find you.

2. Credit History

Typically, this involves a list of all of your past credit: the name of the creditor, account numbers, etc. It also includes when you opened the account, the kind of credit, whose name the credit is actually in, the total amount, how much you owe, minimum payments, status of the credit, and, of course, how well you have paid the account. If that is all in English, great, but sometimes they use codes and such.

Some terms you might see:

• Internal Collection: They are in the process of trying to collect the debt.

• Charged Off: The creditor tried to collect the debt, could not, and threw in the towel.

• Numbers prefaced by R or I: These numbers range from 1-9, with lower numbers indicating a good payment history.

3. Public Records:Hopefully, this section is empty. It is the part that destroys your credit report-bankruptcies, defaults, and the like.

4. Inquiries:This is simply a list of anyone who is ever asked to see your credit report. Do not worry too much about this: It has a relatively small impact on your credit rating.

Once you understand your credit report, there are four possible courses of action:

1. Fill out the attached form to correct errors.

2. Work on ways to maintain your good rating.

3. Begin building up your nonexistent rating.

4. Tackle the problem of bad credit.

Think of Your Credit as a Job



READ MORE - Think of Your Credit As a Job

Two sides to every story

on Thursday 19 November 2009

Capping credit-card levies on retailers and other merchants could hurt consumers

From The Economist print editionWHEN finance is not being blamed for wrecking the economy, it is being attacked for profiteering. Earlier this month the 7-Eleven chain of convenience stores in America presented a petition with more than 1.6m signatures to Congress, calling for a reduction of the fees levied by payment-card firms and their member banks each time a purchase is made using plastic. The House of Representatives is mulling a bill that would cap these “swipe fees”, known in the industry as merchant-interchange fees. In America these are 1.5-2% of the price of an average purchase, which is high by rich-world standards. Retailers grumble that the charges inflate their costs, which they are forced to pass on to consumers—even those who choose to pay by cash.

Similar complaints have already prompted regulatory action elsewhere. Visa and MasterCard, the payment-card giants, are fighting an attempt by the European Union to limit swipe fees to 0.3% of a transaction’s value whenever a credit card issued in one EU country is used in another. (Until two years ago the EU’s competition authorities had been pacified by Visa’s pledge to bring average interchange fees down to 0.7%.) In Australia, where regulators set charges in relation to the payment system’s running costs, the average swipe fee has fallen to around 0.4%.

The case for tight regulation seems strong, at first glance. In rich countries, where paying by plastic is now commonplace, the firms that run card-payment systems look like other utilities, which have long been subject to price caps. Visa and MasterCard are associations run on behalf of their member banks. Competition officials are usually wary of such shared ventures but accept that it is more efficient for rival banks to band together in one network in order to process payments and settle accounts. A common fee structure stops members from abusing the rule that retailers must take all cards issued with the association’s brand. It also obviates the need for countless bilateral deals between thousands of banks. Even so, regulators still fret that banks might use their combined heft to overcharge.

They need to tread carefully. Judging how much credit-card firms ought to charge for their services is trickier even than setting the right price for water or energy supplies. That is because the payment-card system is a “two-sided” market. What sets this type of enterprise apart is that it caters to two distinct groups of customers and each sort benefits the more custom there is from the other sort. Consumers will sign up for a credit-card brand if it is widely accepted as a means of payment. Merchants will more willingly accept a card if lots of consumers use it.

Building up a two-sided market, and balancing the needs of each side, require pricing strategies that would make little sense in more traditional, one-sided industries. Charges may have little relation to costs and often lean to one side of the market. For instance, outfits that act as matchmakers for lonely hearts (dating clubs, singles bars, and so on) often levy higher charges on men than on women. They judge that single men will be keener to join clubs that are visited by lots of women. Computer operating systems make more money from users than from software developers. Most media outfits rely on a mix of charges to both sides of the market that is tilted towards advertisers. Broadcast networks and some local newspapers provide their wares free and charge advertisers for access to consumers. Others are now opting for a one-sided business model, without advertisers, where consumers pay directly for news and programmes.

Skewed pricing is one solution to the central challenge of two-sided industries: how to lure one set of clients with the promise of custom from the other. In its early days, the Diners Club card took a hefty 7% cut of the tab from restaurants that accepted it. They did so because the eateries were given privileged access to the wealthy New Yorkers who had been given the card free. With one side on board, Diners Club found it easier to charge the other. As a rule, the side that bears more of the cost of bringing both sides together is the one that is least reluctant to pay—the side that Jean-Charles Rochet of Toulouse University, an expert in two-sided markets, describes as “caught”. But because finding the right mix of charges is so crucial to a successful two-sided business, regulating prices could upset a delicate balance. It is hard for firms to know what the “right” prices are in two-sided markets. Cut charges on one side and it will raise them on the other, chasing customers away and making the business shrink.

Not going Dutch

Trustbusters are nevertheless suspicious of a credit-card business model, where one side covers all of the running costs. That looks sinister on two counts. First, in mature markets merchants may have little choice but to take the main credit cards. If so, it may allow the big brands to overcharge, pushing merchants’ profits down and consumer prices up. Second, to the extent that card issuers use some of their excess profits from interchange fees to compete for cardholders—through lower fees, loyalty schemes and other benefits—a hefty swipe fee could distort the payments markets by favouring credit cards over other forms of settlement, such as debit cards, cheques or cash.

Even so, that does not add up to a compelling case for regulation, since it is hard to see how consumers could be made better off. The tentative evidence from Australia is that caps on interchange fees for retailers have not been offset by any gain in the form of lower consumer prices. If interchange fees merely shift economic rents from merchants to card firms, then that is not a concern for competition policy (especially if some of the rents end up washing back to cardholders). It is true that interchange fees facilitate credit-card usage, which can encourage indebtedness with all its attendant problems. That makes them a tempting target for crisis-burned regulators. But if consumer debt is the problem, tinkering with swipe fees is the wrong way to tackle it.

READ MORE - Two sides to every story

Simple Economic Solutions

Nothing is ever simple in Washington DC; unfortunately our representative system clouds even the simplest challenge. Citizens need to understand that Congressional solutions are never about what is being debated in that body; it’s about re-election and maintaining a position of power.

Because those debates are about selfish interests, as opposed to solving problems, it confuses many people. Many of those people are the citizens we look to for answers, those people who report the daily news and informed guests on those shows. A refrain we hear constantly is, "we must help small business because they create most of the jobs". Helping small business by itself does not address the real problem, which is wealth creation.

Small businesses cover the whole spectrum of commerce, but only a few are wealth creating entities. Businesses that produce something are the wealth creators that support all the others, yes, an economy can be sustained by exchanging wealth, or re-distributing wealth, but it will remain stagnant unless there is new wealth created to allow growth. We will be unable to pay down our ridiculous debt without growth in the economy; it’s no different than trying to pay off your credit card when you don’t have a job.

Selfish government policies that punish wealth creators, and have sent most of those kinds of jobs to other countries, has occurred for many years and, unfortunately, it is accelerating. It is obvious that common sense solutions will never come from Washington. The greatest policy change, and simplest solution to our economic woes, would be to eliminate all business income tax that is merely a hidden tax on the consumer anyway. Those kinds of changes can never happen inside Washington’s catacombs because it destroys our representative’s ability to control our lives, and remain on their throne of power.

The most troubling part is the apparent confusion on the part of those we rely on for information, why do so many seem to not understand the concept of production and wealth creation? It would be wrong to stimulate unproductive small businesses because that is the thing that caused this financial mess in the first place. The only stimulation our economy needs is for government to get out of the way and stop impeding it. The economy is way out of balance with too few producers that can’t support the many non-producers.

Solutions will need to come from citizens, but a majority must be informed, and understand what the problem is, for that to happen. If we listen to our representatives, or many biased news sources, the simple solutions will never occur. The most unfortunate part is, this has all been created in Washington by design, and it’s very obvious that Congress has no intention of offering simple solutions.

Simple solutions to make central government smaller, increase production in the private sector, and return the creation of currency to the people instead of a private bank, will never happen because these are all creations of Congress to provide an advantage to them and their special interests.

If we are truly looking for simplicity, it’s unlikely we’ll find it in Washington. The dynasty that has been built there, over many years, is pretty much impenetrable, we are a Democracy in name only.

Our country had a similar experience in 1776 that called for a revolution, and revolution is called for today. A non-violent revolution by American Citizens is the only solution for our economy, and our country, but for that to happen we must understand the truth about our country. Smoke screens from Washington are making it difficult for the Paul Revere types, those who have the responsibility to provide us information, to clearly see the enemy coming.

One more obstacle is the fact that many people charged with the responsibility to inform us are in the enemy’s camp. I guess there are plenty of reasons why simple solutions are made complex, but to simplify it all, it’s nothing but greed on the part of our leadership, and complacency and indifference on the part of too many American Citizens.

Information is available at the Geezilschool.

READ MORE - Simple Economic Solutions

Running Your Own Business – 5 Tips For Dealing With Nightmare Clients

My favourite clients are people who are upbeat and positive, with a ‘can do’ attitude.

Whingers, moaners and complainers I find draining. You can spend an hour encouraging, enthusing, and inspiring them. Yet you can guarantee they’ll be back on the phone within a week right back where they started.

You’ll probably have a good intuition for the type of person you work with best. But occasionally, the odd nightmare client will slip through the net. Someone who started out charming starts being a nuisance and making unreasonable demands on your time.

Here are some tips for making sure YOU remain in charge – rather than them!

1. Trust your intuition. Sometimes you just have a hunch that a client is going to be a pain. You can’t put into words why. You just have a sixth sense about it. Trust these feelings and act on them.

2. Nip problems in the bud. If a client is a nuisance from the outset – say, complaining about your quote or prices, the simplest thing to do is send them a brief letter stating that you’re returning their cheque (or whatever they may have given you) so that they can explore other options elsewhere.

3. Set your boundaries early on. I once had a famous Hollywood actor as a client and made the mistake of giving him my home phone number. Early on in our working relationship, he called me on a weekend saying: “I just want 5 minutes of your time…” I was a bit star-struck, so I was happy to help. 90 minutes later, I was still trying to get off the phone. ‘Never mind’, I thought, ‘just a one-off.’ Except the same thing happened again a week later. I had made a mistake in not making my boundaries clear early on. It took a third call for me to realise the situation was getting out of hand. I then politely reminded him consultations were by appointment only during office hours – which he was happy to accept.

4. Increase your fees. One of my business friends has a policy of quoting 60% more for clients he suspects will be trouble! His thinking is that such clients are likely to take up more of his time and he wants to be financially compensated for it. Personally, I don’t think any amount of money makes up for the headache of a nuisance client, but if you’re more tolerant, this may be an option for you.

5. Make sure your actions are consistent. If you end a working relationship with a client, be firm but polite. Give a refund, if appropriate. At the same time, make sure you remove them from all your databases. The last thing you want is to keep sending them sales letters, mail-outs and autoresponders. They are unlikely to want further communication with you… and you certainly don’t want them coming back for further services.

All clients are different, so it’s important to weigh up your priorities. Decide what you’re prepared to tolerate, and what you’re prepared to let go. Nuisance clients can take their toll on your time and your health. The important thing to remember is that you don’t have to put up with them. It’s one of the great perks of having a business.





READ MORE - Running Your Own Business – 5 Tips For Dealing With Nightmare Clients

The Banking Dilemma – Business Versus Technology

It never ceases to amaze me that in the world of banking two different worlds can seemingly co-exist side by side, each oblivious of the other. There are many examples of this, such as “sound risk management” versus “business imperatives”. This particular issue lies, in my view, at the heart of the current financial crisis.

However, we are probably too preoccupied with financial crisis issues at the moment, so I don’t want to dwell on this here. I would rather muse on another paradoxical situation which I often, as a consultant, find so very frustrating. This is the “world of technology” versus the “world of business”.

By its nature modern banking is technology driven. Data processing systems have made the huge volumes of transactions that occur each day as well as the supply of the mountainous volumes of data dealing with and supporting these transactions possible. Yet the transactions in question are all driven by business imperatives, always at the behest of the customer.

While generally bankers at the “business” end can see the interdependence between technology and banking, the same is not true for “bankers” at the “technology” end. Neither is it really true for infrastructure providers, be they domestic or international, such as payment system operators, ACHs, payment processors, messaging service providers and the like.
There is another, almost self destructive aspect to this inability of one side to understand the other. This is the inability of each element (technology and business) to either understand or to apply the skills of the other to create a harmonious whole that melds the technology with the business’ requirements and other needs.

By not doing things or by not doing them right how many opportunities are missed? I shudder to think.

READ MORE - The Banking Dilemma – Business Versus Technology

Malaysia apologize violated boundaries in Ambalat

on Friday 12 June 2009


Pressure and stress that given the Government of Indonesia concerning block Ambalat bear results. Government of Malaysia finally apologize for any offense that made the war.

This is expressed by members of the House of Representatives Commission I, Yusron Ihza at a press meet at the terminal II, Soekarno Hatta Airport, after meeting with officials to Malaysia, Jakarta, Thursday (11/6/2009).

"We submit that Ambalat is the property of Indonesia. So we're going do not overlap, and they promise interesting akan patrol boat so it does not happen koflik physical," said Yusron.

In meeting the four officers present also in Malaysia including the Vice Chairman of the House of Representatives Malaysia Dato 'Wan Junaidi, Defense Minister of Malaysia Dato' Sri Ahmad Zahid bin Hamidi, Deputy Minister of Malaysia abroad Kohilan Pillay, The War and the warlord royal Sri Dato Sri Abdul Aziz Jaafar.

See progress, the more Yusron, the request that all parties can keep up and cooling down to a problem Ambalat. "Let's cooling down first," he said.

Yusron believes, claims Ambalat Indonesia property has been recognized internationally. One of the UN convention. Meanwhile, Malaysia only has a map in 1979.

"The law we supported many countries through the agreement. Meanwhile, Malaysia has only just a map," specifically.

If Malaysia violation in Ambalat, the government will impose a punishment to soldiers who do so again.

"Thus, the problem must be done Ambalat and followed up by the Indonesian government, such as determine the border, it is very important to avoid claims going back," said PDIP Andreas Pareira politicians who participated in the entourage


READ MORE - Malaysia apologize violated boundaries in Ambalat

Award form Mia

on Saturday 2 May 2009


mmm this is the first time I get an award

i just want to say

I first thank you to miaw AKA mia already give this award to me. thanks also I say to Allah swt who has given me health so that life can still write for the blog.

well miaw thank yaa





READ MORE - Award form Mia

Toyota Drift Cars

on Thursday 23 April 2009


Yesterday I just now look on film of to fast to fourius Tokyo drift which the third time, from there the mind for posting of car drift, made from brand toyota. this is first time i posting my hobbys
check this out.

1. Corolla AE86 1983-1987

This is the legendary drift car that was once the main character in the Japanese world of hashirya (street racers): The Toyota Corolla AE86. The last ever build Corolla models that were RWD are still being raced today by enthusiasts. It is said that it offers an incredibly exciting ride, something which you would not expect.

The AE86 is also known in Japan as the Hachiroku, which is basically nothing more than a translation of 86, where "hachi" stands for eight and "roku" stands for six.Actually all of the Corollas that came out before the E80 series are RWD and so, perhaps with some drift modifications they are all good enough for drifting.

The AE86 had, and still has a massive cult status in Japan and was once even the main star in the popular anime series Initial D. This made it more famous and today it has actually become a pretty rare and expensive car. Expect high prices for a plus 20-years old model. And your chances of finding a stock AE86? Small! The Corolla comes with pop-up lights (Trueno) or regular headlights (Levin) and is available in many styles & trims. It handles very well and doesn’t flatter the driver at all. It shows all your mistakes and doesn’t allow much room for error. Therefore it is a very hard car to really become good in. Generally speaking it usually seems only to be appreciated by enthusiasts that know of the car’s capabilities.

The power output is more than enough, as this 940 kilo Toyota features a twin-cam 1.6 liter 4 cylinder and 16 valves 4AGEU engine. It’s known to be rev-happy and it delivers about 130hp. Still though, most of the competition that consists out of turbo-powered cars are usually holding more than twice the amount of power.The 86 it is not so much about power, it’s much more about balance! And because of that it’s a very good car to learn drifting in. It comes with a learning curve, but once that curve has been overcome......And the AE86 still drifts in the D1 competition today, even winning from much faster and newer competition. The AE86 is still today most definitely one of the finest Toyota drift cars available!

There are many Toyota drift cars out there, not listed here. Only the important ones are shown on this page, you know that the only requirement for a drift car is of course it to be RWD, so with a little research and creative work there are many variations of Toyota drift cars available


2. Supra 1992-2000

The Toyota Supra is another very popular tuning car you see on display at car shows all around the world. When you think of Toyota drift cars the Supra is probably the first car that comes to mind. It is Toyota’s answer to Nissan’s Skyline GT-R. Being RWD you can get the older generations, the Mark I and the Mark II that started in the late 70s, but the more popular models are the Mark III and Mark IV. Especially the latest model, the Mark IV with the 3.0 liter twin-turbo 2JZGE engine, is highly popular.

It’s not a cheap car though, but most people know that in compensation it doesn't take a lot of money to upgrade the engine. The engines internals are incredibly strong and can withstand tuning up to 500hp+ without modifications. It's a great car, a great engine and has tons of potential. It’s the best performance car Toyota has to offer. Unfortunately there are no plans for a new model. There were rumors that a new model was being tested on the Nurburgring in Germany, but it turned out to be the new Lexus LF-A.



READ MORE - Toyota Drift Cars

Mosques in Germany

on Monday 13 April 2009



The Red Mosque in Schwetzingen (Germany)













Ali Camii Mosque, Hamburg, Germany






















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Photo Exhibition: "Mosques in Germany"

on Sunday 12 April 2009


In Germany more and more mosques - Character religious self-awareness and successful integration, a source of fierce controversy. The photographer Wilfried Dechau traveled last year by Germany to the worship of Islam in the context of German Stadtbilder noted that their internal architecture, the Friday prayers, imams, children, men and women. In March and April, the Goethe Institute, the result of his photo-reportage in from Jakarta.

In the Cologne district of Ehrenfeld in 2010 created a mosque, whose construction, mainly due to the planned height of the minarets in the city controversial. Residents feared a Überfremdung their neighborhood, the right citizens' movement "Pro Cologne" made front against the "big mosque." In August 2008, the City Council, despite all the construction. Two months later, opened in Duisburg, the largest mosque in Germany with almost no protests. The Merkez Mosque is now in Europe as a flagship model of successful religious integration.

The mosques in Duisburg and Cologne are only two examples in the past year were discussed. In Germany there are now 206 mosques and about 2600 Bethäuser, most were already in the seventies. Some 120 mosques in Germany, are currently being built or are planned.

The Stuttgart Wilfried Dechau photographer traveled in March and April 2008 by Germany and photographed mosques in the context of German Stadtbilder: their interior design, the Friday prayers, imams, children, men and women in the prayer houses. The photo reportage was born in Pforzheim, Penzberg, Mannheim, Wolfsburg, Aachen, Karlsruhe, Hamburg and Stuttgart.

In Indonesia, where Muslims, about 90 percent of the population, shows the Goethe-Institut Jakarta from 1 to 14 April 2009 jointly with the Islamic University of Paramadina in the exhibition "Mosques in Germany" Sixty Dechaus pictures from photo reportage. The pictures are also a cause for discussion: At the panel "The Role of Islam in Germany: History, Present, Future" talks among others Prof. Dr. Monika Wohlrab-Sahr, director of the Institute for Cultural Studies at the University of Leipzig, about religious freedom and the Islamic life in Germany. Other topics of discussion are human rights and tolerance.

Following the presentation in Jakarta, the exhibition goes on tour to Malaysia, Singapore, India, Turkey and the Middle East. The exhibition will be the catalog "mosques. Mosques "with contributions, inter alia, by Claus Leggewie, Lamya Kaddor and Christoph Welzbacher when Wasmuth Verlag.
READ MORE - Photo Exhibition: "Mosques in Germany"

bad weather causes the aircraft fokker 27 fall

on Tuesday 7 April 2009


The Air Force has blamed bad weather as the likely cause of Monday's deadly plane crash into a hangar when trying to land at an air base in Bandung during heavy rain.

The Fokker F-27 medium transport plane with tail number A-2703 had just returned from
a parachuting training session when the accident took place at about 1 p.m. at Husein Sastranegara Air Force Base.

The plane's six crew and 18 soldiers from the Air Force's Special Forces (Paskhas) were killed in the accident. Monday's crash occurred just days before the Air Force celebrates its 63rd anniversary on Thursday. Air Force Chief of Staff Marshal Subandrio said bad weather was the likely cause of the accident, with weather conditions at the time recorded as “TS RA”, or thunder, storm and rain. Twenty-knot crosswinds were also recorded blowing from north to south when the airplane was trying to land coming from east to west.

Horizontal visibility from the tower was only 2 kilometers, with cumulus nimbus cloud formations hanging at an elevation of 1,500 meters. “Complying with procedures, as the pilot could not see the runway, he was requesting a go-round,” Subandrio said at a press conference at the Air Force base. “Tower officials did not see the airplane either when suddenly they saw smoke in the hangar.

“So the preliminary conclusion is [the accident occurred] because of bad weather.”

The plane, from the 2nd squadron based at Halim Perdanakusumah Air Force Base in Jakarta, crashed into the aircraft service hangar of state-owned aircraft maker PT Dirgantara Indonesia (PT DI).

The base compound is shared with PT DI and a civilian airport. The plane exploded into a giant fireball upon impact, leaving rescue workers with the difficult task of identifying the victims. One rescue worker said they could only find body parts scattered around the accident site. There were five planes being serviced at the time in the hangar. A Deraya Air Service NC-212-200 suffered a smashed wing, while a Batavia Air Boeing 737-300 suffered minor damage.

Three other aircraft — an Adam Air Boeing 737-300, a CN-235 to be delivered to France and a Robinson light helicopter — were not damaged. The Air Force has set up an internal investigation team without the involvement of the National Transportation Safety Committee (KNKT).

Subandrio stressed that the F-27, built in 1976, had been certified airworthy and in good condition. “The crew would not have flown the plane had it been not airworthy,” he said.

Prior to the accident, the Air Force operated seven F-27s. President Susilo Bambang Yudhoyono has ordered Indonesian Military (TNI) chief Gen. Djoko Santoso to conduct a “thorough investigation” into the incident. Presidential spokesman Andi Mallarangeng said Yudhoyono had also ordered the military chief to check the airworthiness of all the Air Force’s aircraft.

“The military chief reported the incident to the President shortly after it occurred” Andi said in a press statement.

“An interim report says it was caused by the weather factor.

“President Yudhoyono expresses his deepest condolences to the families of Air Force officers and members who died in the accident,” he added. The plane was manned by pilot Capt. I Gede Agustirta Santosa and co-pilot First Lt. Yudo Pramono. Subandrio confirmed Yudo was the son of Iskandar Muda Military Commander Maj. Gen. Soenarko.

quoted from here
READ MORE - bad weather causes the aircraft fokker 27 fall

Increase Your Blog Traffic

on Sunday 5 April 2009


A blog can be successful when visited by many readers who called or with high traffic. To create a high traffic of course you should have a blog of quality. The quality of the blog is very much dependent of the actual blog. Reader will find the information they need. As the latest news, electronic, automotive, food recipes, and computer technology, general knowledge, destination, and so forth. Usually when a blog reader have found the source of information from a particular site, they will come back to get the information other kind. So you must be clevers choose a topic based on the needs of readers.

With free Shoutbox as mediators between bloggers like cbox, shoutmix, yellbox, or join ogixx.com, mybloglog, tecnorthi and more can increase your blog traffic. In addition, you should see the writing on your blog and how to increase traffic.

1. Have a specific topic. Blog that you write must have a topic, for example, you write about sports and sports that will be in the study, such as soccer or swimming and sebagainnya.

2. Breaking News. Write the news, because many people menbutuhkan information quickly and accurately.

3. Write articles about issues that are busy in talking, for example the price of fuel continues to bounce high and implications.

4. Do not write the article too long, many readers will feel lethargic before reading it because it will take some time.

5. Insert a photo or image in your posting. Photos can be told 1000 times better than writing.
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Use only Tent, Refugees Reject Relocation

on Saturday 4 April 2009

Jakarta - A number of refugee tragedy Gintung Situ refused refugee relocated to a place that is provided in the government Kertamukti, Ciputat, Banten. Management considers Kertamukti, the distance of 5 km from the previous evacuation in Jakarta Muhammadiyah University (UMJ), it is not feasible.

"During this time we hear a lot of buzz that the source is not clear, for example, about Kertamukti. Kertamukti If the form of tents, so we feel it is not feasible for us," said Bachtiar during a hearing of opinions between the government and UMJ on campus UMJ Saturday (4/4/2009).

Refusal to relocate Kertamukti Sri also be expressed by (38). He confessed immediately want to do normal activities such as, but not in the evacuation of only a tent.

"If the government can and should provide a place of relocation is not feasible and tents. Kertamukti in the tents If the physical is not there. We are not ready," Sri firm.

Meanwhile, the refugees that consists of 46 families (KK) to be gathered together to review refugee Kertamukti. The Government will ensure that a refugee who is eligible is provided.
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tragedy Gintung Situ

on Thursday 2 April 2009


the kid was nine years old that still glisten when asked about his mother, Sarinah Aca (35), Cirendeu citizens who become victims of tragedy Gintung Situ, Friday early days ago. Former appear to dry up the tears on his face that simple. Moment, Yongki, so the kid's name, begin seconds recount events that may not akan dilupakannya lifetime.

a broken-down water embankment at around 04.00 hours early to make himself, almarhumah Sarinah, his father, ACA (37), and cousin, awakened. In a flash, the water is already home to meet their contract in RT 04 RW 08, Cirendeu, Ciputat, Tangerang City, Banten. Panic, Sarinah directly reach Yongki, while ACA keponakannya reach. Air embankment which is then broken-down separates the pair is the origin Indramayu. While the ACA through the roof of new home contract ditinggalinya for three months, Sarinah that embrace children wayangnya is only brought out flow.

Unlucky, after some time flow levee trail, Yongki finally released from his mother's embrace. After that, children drop out of school does not claim to know his mother's fate. "I can beg, but enggak ditolongin. Once released, I terputer-puter at the time. Pas a tree, I grip manjat and trees," said Yongki gentle.

After a two-hour stay on top of the tree, around 06.00, finally got his team of volunteer help from the University of Muhammadiyah Jakarta, and brought home to the Chairman of RT 04. Then, find the ACA Yongki at around 12:00. Both came to Posko UMJ, and informed that Sarinah found killed and brought to RSUP Fatmawati, South Jakarta.

They both are rushing away to the hospital. Arriving in the Installation and Maintenance forensic corpse RSUP Fatmawati, ACA, the day-to-day work as traders gorengan, seen trying hard to catch his wife with a rigid terbujur-swollen face swollen. Some of the time, the Aca can start with, and immediately after the administration in the administration RSUP Fatmawati. Corpse Sarinah planned will be taken to Indramayu to dimakamkan. Yongki claim to have hope for her mother. "Hopefully, mama go to Heaven, yes," he said low


quoted from here
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